Routing Number: 211180133
Signature Line of Credit
Use your 360FCU savings or share certificate account for collateral while still earning dividends. No credit qualification required. Borrow up to balance in account.
Payment Example: On a 60 month new auto loan (with Auto-pay), $30,000 purchase price at 2.24%, your monthly P&I payment would be approximately $528.99.
1) If you refinance an existing 360FCU consumer loan, a fee may apply.
2) APR = Annual Percentage Rate. Rates are effective as of the date shown and are subject to change without notice. Except for lines of credit, education refinance and savings secured loans the Annual Percentage Rate includes a 0.25% rate discount with Auto-Pay from a 360 Federal Credit Union Account. If the Auto-Pay is not set-up or removed from the account your rate will increase by 0.25%. Rates listed are based on our credit grade "A". Your actual rate may differ depending on your individual credit score and term.
3) The payment reduction may come from a lower interest rate, a longer loan term or a combination of both. By extending the loan term you may pay more in interest over the life of the loan.
4) Prime is currently at 4.00%
5) Rates are based on credit grade "A". Your actual rate may vary depending on your individual credit score.
6) 7 year term line of credit. Minimum line amount of $3,000 and max line amount of $25,000. Initial draw period is the first 2 years from closing date followed by a 5 year repayment period. No other withdrawals will be permitted after the draw period ends. During the draw period interest only payments are required. Your payments during the repayment period will increase as your payment will now include principal and interest. Your principal and interest payments will be based on the remaining balance withdrawn. The minimum credit advance you may obtain with any withdrawal from your term line of credit is $100.00.
7) Term for loans greater than $25,000.
All loans and credit lines are subject to credit approval, except the savings secured loan.
Membership eligibility required. Ask for details.
Payment Example: On a 3 year Personal Loan (with Auto-pay), borrowing $15,000 at 8.74%, your monthly P&I payment would be approximately $475.18.