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360 Federal Credit Union

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Certificates
Longer terms pay better rates.

Invest $1,000 or more in one of our term certificates. The 18-month term allows you to add to the balance in increments of $500 or more.

  •  3, 6, 12, 18, 24, 36, 48 or 60 month term
  •  No monthly fees or service charges
  •  Penalty only for early withdrawal of principal
  •  iSave Youth Certificate available to members up to 18 years old
Money Market Account
Open with $2,500 and earn higher dividends than a savings account.
  •  Higher yields than savings
  •  Greater liquidity than a certificate
  •  Add to the balance at any time
  •  Withdraw funds at any time without penalty
  •  Avoid monthly fees on a balance of $2,500 or more
Savings Accounts
Save for a rainy day, a holiday or a vacation. Allocate your payroll deposit to multiple savings accounts to help keep you on track. IRA Accumulator account available to help you build savings to put toward an IRA Certificate.
  •  Savings Accounts
  •  Holiday Club Account
  •  Vacation Club Account
  •  Special Purpose Account
  •  IRA Accumulator Account
Savings Account Rates
Rates as of: 5/31/2016
 
Dividend Rate
APY1
Savings, Escrow & All Club Accounts
0.05%
0.05%
IRA Accumulator
0.05%
0.05%
Money Market Account Rates
Rates as of: 7/1/2016
 
Dividend Rate
APY1
Less than $100,000²
0.15%
0.15%
$100,000 or greater
0.30%
0.30%
Share & IRA Certificate Rates
Rates as of: 7/1/2016
 
Dividend Rate
APY1
IRA Accumulator
0.05%
0.05%
Three month SC & IRA
0.15%
0.15%
Six month Youth SC
0.20%
0.20%
Six month SC & IRA (less than $100,000)
0.20%
0.20%
Six month SC & IRA ($100,000 or greater)
0.45%
0.45%
One year SC & IRA
0.30%
0.30%
Fifteen month SC & IRA
1.00%
1.01%
Eighteen month add-on SC & IRA
0.35%
0.35%
Two year SC & IRA
0.45%
0.45%
Three year SC & IRA (less than $100,000)
1.00%
1.01%
Three year SC & IRA ($100,000 or greater)
1.25%
1.26%
Four year SC & IRA
1.20%
1.21%
Five year SC & IRA
1.35%
1.36%

1) APY = Annual Percentage Yield.

2) Minimum Balance $2,500. Balance below $2,500 incurs fees.

See Truth In Savings for details