Visa Balance Transfer Special

3.60% APR* Balance Transfer Special for 18 months on your Visa® Credit Card!

 

No balance transfer fee or annual fee!

Balance transfer special valid April 1-May 31, 2024 only.

 

 

  • Pay off credit card debt faster with a low APR on balance transfers
  • Consolidate your monthly credit card payments
  • Save money on credit card interest

 

3.60% APR* Balance Transfer Special for 18 months

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Easy Options to Make Your Balance Transfer:

  • Complete a Balance Transfer Form, then fax it back to us at 860-627-4276 along with copies of the bills you are paying.
  • Visit our Branch in Enfield, Windsor Locks, Vernon or Clinton
  • Call our Virtual Branch at 860.627.4200
  • Call Cardholder Member Services listed on the back of your card

 

Disclaimer: *APR = Annual Percentage Rate. APR for Balance Transfers will have a special rate of 3.60% for 18 months (statement cycles). After that your APR will be a variable rate, currently 13.50% to 18.00%, and is determined by a combination of the Prime Rate which may vary and is listed in The Wall Street Journal) added to a margin. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. 360 Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with high APRs prior to balances with low APRs. New purchases and cash advances will carry your card’s current rate. Transfers must be made by May 31, 2024. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, and is subject to credit availability. In no event will the annual percentage rate applicable to your account exceed 18%. You may only transfer what credit you have available. Refer to your account statement for available credit. Offer expires 5/31/2024. If you have not activated your credit card, please call 1-800-527-7728.