Debt Consolidation
Take Back Your Financial Freedom:
Consolidate Your Debts Today
Start the new year off right! Whether you’re struggling with debt from holiday shopping or anything else 2020 may have brought on – the team at 360 Federal Credit Union is here to help. Take back your financial freedom today with a Debt Consolidation Loan from 360FCU. Borrow between $500-$30,000 to pay off your current debt and help you get back on your feet.
Why Choose Debt Consolidation Loans from 360FCU?
Enjoy Low Fixed Rates 
Reduce Your Debt Faster 
Get Outstanding Service & Support
With low fixed rates, a Debt Consolidation Loan will help make it easier for you to manage your finances and pay off multiple debts with a new loan and a single monthly payment. Lowering your interest may even help you reduce your debt faster. The lending experts at 360FCU are here to provide you with options that help you reach your savings goals and take on 2021 free of stress.
The Details:
- Borrow between $500 – $30,000
- Low fixed rate loan with terms up to five (5) years
- Proceeds must be paid directly to another creditor
Ask Us How Today.
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Disclosures:
1) APR = Annual Percentage Rate. Rates & terms are effective as of the date shown and are subject to change without notice. Except for lines of credit, education refinance and savings secured loans the Annual Percentage Rate includes a 0.25% rate discount with Auto-Pay from a 360 Federal Credit Union Account. If the Auto-Pay is not set-up or removed from the account your rate will increase by 0.25%. Rates listed are based on our credit grade “A”. Your actual rate may differ depending on your individual credit score and term.
2) 7 year term line of credit. Minimum line amount of $3,000 and max line amount of $30,000. Initial draw period is the first 2 years from closing date followed by a 5 year repayment period. No other withdrawals will be permitted after the draw period ends. During the draw period interest only payments are required. Your payments during the repayment period will increase as your payment will now include principal and interest. Your principal and interest payments will be based on the remaining balance withdrawn. The minimum credit advance you may obtain with any withdrawal from your term line of credit is $100.00.
All loans and credit lines are subject to credit approval, except the savings secured loan. Membership eligibility required. Ask for details.
