Auto & Motorcycle Loans
Here’s To Your Next Road Trip
The open road is full of endless possibilities— which is why our lending experts are here to make your next car-buying experience easy and headache-free. There has never been a better time to leave high payments in the dust. So, roll down your windows, turn up your music and drive off in the car you’ve always wanted — with the lowest rates for the road ahead.
- Finance up to 100% of the purchase price of a new or used vehicle or motorcycle.
- Extended terms up to 84 months
- Fast pre-approvals
- Same rates for new and used vehicles up to 7 years old with max mileage of 124K
- Refinance an existing vehicle loan you have at another financial institution
- GAP Protection to protect your investment- Learn more about GAP and other optional protection products here.
No Branded or Salvaged Titles
Learn more about our Motorcycle Loans.
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New & Used Auto Loan Rates
| Rates as of: 9/26/2024 | ||||
|---|---|---|---|---|
| Up to 7 Years Old- Max 124K Miles 100% Financing Available | Monthly Payment Per $1,000 Borrowed | Over 124K miles OR Over 7 Years Old- 85% Financing Available | Monthly Payment Per $1,000 Borrowed | |
| Term | APR1 | APR1 | ||
| Up to 48 months | 5.25% | $30.08 | 7.25 | $30.99 |
| 49 - 60 months | 5.75% | $19.22 | 7.75 | $20.16 |
| 61 - 72 months | 6.00% | $16.57 | Not Available | N/A |
| 73 - 84 months | 6.25% (current model year only) | $14.73 | Not Available | N/A |
1) APR = Annual Percentage Rate. Rates are effective as of the date shown and are subject to change without notice. The Annual Percentage Rate includes a 0.25% rate discount with Auto-Pay from a 360 Federal Credit Union Account. If the Auto-Pay is not set-up or removed from the account your rate will increase by 0.25%. Rates listed are based on our credit grade “A”. Your actual rate may differ depending on your individual credit score, term, vehicle model year, vehicle miles, and value of collateral.
2) Term for loans greater than $25,000.
Loans are subject to credit approval. Membership eligibility required. Ask for details.
Special Details: 1) *APR = Annual Percentage Rate. Offer valid 02/15/2025-02/28/2025. Subject to credit approval. Special rate is for vehicle up to 7 years with max miles of 124k. Loan must close by March 21, 2025. Payment example: $482.97 for $30,000 on a 72-month auto loan with no down payment required and 4.99% APR. Rates are based on credit grade “A” and with Auto Pay from your 360FCU account. If Auto Pay is not set up from your 360FCU account, the rate will increase by .25%. Your actual rate may differ depending on your individual credit score, term, vehicle model year, vehicle miles, and value of collateral. Other rates and terms are available. No other discounts are available. Cannot be used to refinance an existing 360FCU loan. Offer may be revised or withdrawn at any time. Membership eligibility required.
