Happiness is Cash Back.

CashBack Checking- Earn $10 cash back each month!1

  • Earn 2.00% cash back a month on your first $500 in purchases when using your Visa® debit card in qualified transactions1   
  • Up to $120 per year when you use your Visa Debit Card
  • ATM fee refunds up to $20 per qualification cycle2
  • No monthly fees and no minimum balance
Open your CashBack Checking

 

Learn More About Our Free Checking Accounts

  • This field is for validation purposes and should be left unchanged.

 

Monthly Qualifications for CashBack Checking4

Don’t meet the monthly qualifications? No worries, there are no penalties or monthly service fees.

The following qualifications must be met per qualification cycle in order to earn the reward and fee refunds.4

  • Minimum of twelve (12) Visa® debit card purchases must post and clear
  • Minimum of one (1) direct deposit or ACH automatic debit or bill pay
  • Receive eStatements

 

1) CashBack Checking earn 2% cashback on purchases up to $500.00 (up to $10.00 cash back) on point of sale transactions when you use your Visa Debit Card and qualifications are met. Excluding returns and ATM transactions. No minimum balance required to earn cash back rewards. No monthly service fee. Available to personal accounts only. Maximum of two (2) CashBack Checking accounts per social security number.  

2) ATM fee refunds up to $20 are provided only if qualifications are met within qualification cycle. Only ATM transactions posted to your Premium Checking, CashBack Checking or Prime account and cleared during the qualification cycle are refundable. EX: if the member were to make an ATM withdrawal on Jan 31 and is charged a fee, it would be reflected in the Feb qualification period. ATM fees up to $20 will be refunded (if qualifications are met) in the qualification period in which they were made. ATM fees will be reimbursed up to a maximum of $4.99 per individual transaction.

3)  For RealSaver 0.75% APY applies to balances of $.01 – $5,000.00 and .10% APY applies to balances over $5,000.00. 0.05% APY applies to all balances if qualifications are not met.

4) Qualifying transactions for each statement cycle must clear by the second to the last business day of the month. All qualification transactions must be posted to the account and cleared during the qualification cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. Debit card transactions must be point-of-sale transactions. ATM-processed transactions do not count towards qualifying debit card transactions. In order for a Visa debit card purchase to count for the month, it must have posted and cleared during the qualification cycle.