Visa Special

0.99% APR* Balance Transfer Special

for 9 months, after that, you will be charged the APR as listed on your statement.*


No balance transfer fee!

Offer valid on new and existing cards!


High rate credit cards have you feeling stressed?

Start saving money today by transferring your high rate credit cards. Plus, no balance transfer or annual fees.


Transfer your balance today


Don’t have a Visa Platinum Rewards Card?  Apply now.


Visa Credit Card Rates & Agreements

Visa Credit Card Rates & Fees

Visa Credit Card Agreement

Visa eStatement Agreement  


Visa® Contact Information 
Visa Credit Cardholder Services866-820-5698
Visa Credit Lost or Stolen 800-449-7728
Visa Credit PIN Changes888-886-0083
Visa Debit Cardholder Services866-820-8773
Visa Debit Lost or Stolen Cards866-820-8773
Visa Debit Card PIN Changes866-985-2273
FALCON - Fraud Detection/Prevention888-918-7313



*APR = Annual Percentage Rate. APR for Balance Transfers will have a special rate of 0.99% for nine months (statement cycles). After that your APR will be a variable rate, currently 11.70% to 17.95%, and is determined by a combination of the Prime Rate (which may vary and is listed in The Wall Street Journal) added to a margin. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. 360 Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with high APRs prior to balances with low APRs. New purchases and cash advances will carry your card’s current rate. Transfers must be made by March 15, 2019. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, and is subject to credit availability. In no event will the annual percentage rate applicable to your account exceed 18%.  You may only transfer what credit you have available. Refer to your account statement for available credit. Offer expires 3/15/2019. If you have not activated your credit card, please call 1-800-527-7728.  

Federally insured by NCUA.