Take Charge of Your Debt with our Visa® Balance Transfer Special

1.99% APR¹ for 12 Statement Cycles & No Balance Transfer Fee!

 

Simplify your finances and save big with our limited-time Visa Balance Transfer Special for existing credit card accounts. Transfer balances from your other credit cards to enjoy a low 1.99% APR¹ for 12 statement cycles. It’s the perfect opportunity to reduce your debt faster while saving on interest. 

 

 

 

Save Big On Balances:

  • 1.99% APR for 12 statement cycles on balances transferred by March 31
  • No balance transfer fees
  • No annual fee

 

Simplify Your Finances:

  • Consolidate high-interest debt into one easy-to-manage account.
  • Pay down debt faster and save on interest.

 

Convenient & Secure:

  • Easily add your card to your digital wallet.
  • Manage your account anytime through the 360FCU Mobile App and Web24 online banking, and add your card to your digital wallet for seamless payments.

 

Ready to reduce debt?  Transfer now and start saving!

  • Complete a Balance Transfer Form, then fax it back to us at 860-627-4276 along with copies of the bills you are paying
  • Visit our Branch in Enfield, Windsor Locks, Vernon or Clinton
  • Call our Virtual Branch at 860.627.4200

 

1APR = Annual Percentage Rate. APR for Balance Transfers will have a special rate of 1.99% for 12 months (statement cycles) for existing cards only. Balance Transfer Promotional rate only available on existing credit card accounts opened prior to Nov 1, 2024. Special rate does not apply for new cards opened during promotional period. After that your APR will be a variable rate, currently 13.50% to 18.00%, and is determined by a combination of the Prime Rate which may vary and is listed in The Wall Street Journal) added to a margin. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. 360 Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with high APRs prior to balances with low APRs. New purchases and cash advances will carry your card’s current rate. Transfers must be made by March 31, 2025. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, and is subject to credit availability. In no event will the annual percentage rate applicable to your account exceed 18%. You may only transfer what credit you have available. Refer to your account statement for available credit. Special rate not valid for 360FCU Business Visa Credit Cards. Offer expires 3/31/2025.