Life Happens. Borrow Money
From the “Anything Loan” to debt consolidation, lines of credit and more – 360 Federal Credit Union has a personal lending solution that works for just about anyone. With some of the most competitive lending rates in Hartford, Tolland and Middlesex counties, we’re committed to providing you with outstanding service and solid financial support.
Explore Personal Lending Options
What’s your anything? Consider this your personal fill-in-the-blank loan. The Anything Loan from 360 Federal Credit Union is the answer to a simple question: Now what? With a low-fixed rate and terms up to 5 years, you can borrow between $500 and $30,000 for any reason. The Anything Loan here to help you out with life’s unexpected expenses, including:
Medical Expenses
Vacations
Utility Expenses or Maintenance
Pet Care
Home Improvements
Weddings
Family Planning & Services
Personal Loan Rates
| Rates as of: 09/26/2024 | |||
|---|---|---|---|
| Term | APR1 | Monthly Payment Per $1,000 Borrowed | |
| Anything Loan Up To 36 months | 10.99% | $32.73 | $500 Minimum Loan Amount |
| Anything Loan 37 - 60 months | 11.99% | $22.24 | |
| Debt Consolidated Up To 36 months | 9.49% | $32.03 | $500 Minimum Loan Amount |
| Debt Consolidated 37 - 60 months | 9.99% | $21.24 | |
| Signature LOC Revolving Credit Line | 12.50% | Borrow up to $10,000 | |
| Term Line of Credit 84 months | 8.00% | $15.59 | Initial draw period is the first 2 years from closing date followed by a 5 year repayment period |
Disclosures
1) APR = Annual Percentage Rate. Rates & terms are effective as of the date shown and are subject to change without notice. Except for lines of credit, education refinance and savings secured loans the Annual Percentage Rate includes a 0.25% rate discount with Auto-Pay from a 360 Federal Credit Union Account. If the Auto-Pay is not set-up or removed from the account your rate will increase by 0.25%. Rates listed are based on our credit grade “A”. Your actual rate may differ depending on your individual credit score and term.
2) 7 year term line of credit. Minimum line amount of $3,000 and max line amount of $30,000. Initial draw period is the first 2 years from closing date followed by a 5 year repayment period. No other withdrawals will be permitted after the draw period ends. During the draw period interest only payments are required. Your payments during the repayment period will increase as your payment will now include principal and interest. Your principal and interest payments will be based on the remaining balance withdrawn. The minimum credit advance you may obtain with any withdrawal from your term line of credit is $100.00.
All loans and credit lines are subject to credit approval, except the savings secured loan. Membership eligibility required. Ask for details.
