Visa® Summer Special- New & Existing Visa Cardholders!

 

New Visa Cardholders

Get More from Your Credit Card — Right from the Start!
Enjoy a limited-time 1.99% introductory APR* for 12 billing cycles on purchases and balance transfers made in the first 90 days with either our Visa Classic or Rewards Credit Card. You choose the card that is right for you.

Plus, Reward cardholders can earn 5,000 bonus points when you spend $2,500** in the first 90 days!

  • No balance transfer fee.
  • No annual fee.
  • Plus, our 360FCU Visa Credit Card will always have a low APR that never exceeds 18%*.

Visa® Reward Cardholders Only:

  • Earn 5,000 bonus points if you spend $2,500** in the first 90 days
  • Earn 1 reward point for every $1 spent
  • Redeem points for cash back, travel rewards, gift cards, and more

Apply between June 1 and July 31, 2025, to take advantage of this limited-time offer.

For more details, visit us at your nearest branch or apply online.

 

Don’t forget to add your Visa card to your mobile wallet, and make spending that much easier!

 

Existing Visa® Cardholders

Spend & swipe your Visa card this summer and save!

Enjoy a limited-time 1.99% APR* for 12 billing cycles on all purchases and balance transfers made during June 1 – July 31, 2025 on both our Classic & Rewards credit cards.

  • No balance transfer fee.
  • No annual fee.
  • Plus an APR that never exceeds 18%*, unlike the national credit card companies.

No Signup needed! Just spend, swipe and enjoy 1.99% APR* for 12 billing cycles on all purchases and balance transfers made during June 1 – July 31, 2025.

 

New Cardholders Details: *APR=Annual Percentage Rate. 1.99% promotional rate on all retail purchases & balance transfers made in the first 90 days from 06/01/2025 through 08/29/2025 for new cards only. The promotional APR will remain in effect through 12 credit card billing cycles, after that your APR will be a variable rate, currently 13.95% to 18.00%, and is determined by a combination of the Prime Rate (which may vary) added to a margin. Any purchases processed after the promotional period will incur finance charges at the standard rate. **Bonus points are for Rewards Cards only and does not apply to Classic Credit Cards. To qualify for the 5,000 bonus points, you must spend a minimum of $2,500 in cumulative net purchases within the first 90 days of account opening. “Net purchases” equals the sum of your eligible purchase transactions minus any returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Bonus points will be applied within 6-8 weeks after the qualifying net purchase amount is met.

 

Existing Cardholders Details: *APR=Annual Percentage Rate. 1.99% promotional rate on all retail purchases & balance transfers made from June 1 – July 31 for cardholders that opened an account before 3/1/2025. The promotional APR will remain in effect through 12 credit card billing cycles, after that your APR will be a variable rate, currently 13.95% to 18.00%, and is determined by a combination of the Prime Rate (which may vary) added to a margin. Any purchases processed after the promotional period will incur finance charges at the standard rate.  Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. 

Offer not available on 360FCU Visa Business Rewards Cards.