Visa Balance Transfer Special Rate


Existing 360FCU Visa Credit cardholders- Take advantage of our 1.99% Balance Transfer today!


Make a balance transfer from other high-rate credit cards that are weighing you down between now and September 15, 2018 and receive 1.99% APR* for 18 months! 


And with your 360 Federal Credit Union Visa® Credit Card you continue to enjoy exclusive benefits, great rates, low monthly payments, and no hidden fees.


1.99% APR*


for 18 months, after that, you will be charged the APR for Purchases.*



It’s a great time to transfer your high-rate credit card balances to your 360FCU Visa credit card!* Offer expires September 15, 2018, so act now!



Existing Visa members can simply complete and return the Visa Balance Transfer Request, call us or stop by a branch.



 *APR = Annual Percentage Rate. APR for Balance Transfers will have a special rate of 1.99% for eighteen months (statement cycles). After that your APR will be a variable rate, currently 11.20% to 17.95%, and is determined by a combination of the Prime Rate (which may vary) added to a margin. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Special balance transfer rate is only available on existing 360FCU Visa credit cards that have been open more than 90 days.Continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. 360 Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with high APRs prior to balances with low APRs. The promotional APR will remain in effect through your April 2020 credit card billing cycle. New purchases and cash advances will carry your card’s current rate. Transfers must be made by September 15, 2018. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, and is subject to credit availability. In no event will the annual percentage rate applicable to your account exceed 18%. The Prime Rate listed is as published in The Wall Street Journal. You may only transfer what credit you have available. Refer to your account statement for available credit. Offer expires 9/15/2018. If you have not activated your credit card, please call 1-800-527-7728.