Visa Credit Card Special
Discover what a Visa® Credit Card from 360FCU can do for you, now at an even lower rate.
New to the 360FCU Visa® Credit Card?
Your new card comes with a great low intro rate.
New 360FCU Visa® credit cardholders can enjoy 0.99% APR* on ALL purchases, balance transfers, and cash advances for 12 statement cycles until November 30th, 2026.
Whether you’re looking to consolidate high-interest debt, access the funds you need, or simply make everyday purchases, your new credit card is ready to help.
Why Choose a 360FCU Visa® Credit Card?
- Low Rates
- 0.99% APR* for 12 statement cycles on purchases, balance transfers, and cash advances for a limited time.
- Plus, an APR* that will NEVER exceed 18% APR*.
- Consolidate Debt
- Combine high-interest debt into one easy-to-manage account.
- No Extra Fees
- No balance transfer fees and no annual fee.
- Convenient & Secure
- Manage your account anytime through the 360FCU Mobile App and Web24 online banking, and add your card to your digital wallet for seamless payments.
- Rewards
- Earn 1 point for every $1 you spend with a Rewards credit card.
- Many ways to redeem points- including cash back, gift cards, Amazon Shop With Points, check out with PayPal®, or fuel rewards at participating gas stations.
One Card. More Ways to Save. Apply Today!
Already have a 360FCU Visa® Credit Card?
It’s time you make your card work harder! Current 360FCU Visa Credit cardholders enjoy 0.99% APR* on balance transfers and cash advances for 12 statement cycles until November 30th, 2026. Use this opportunity to tackle higher-interest debt, access the funds you need, or simply make your money work a little harder. Plus, enjoy no balance transfer fees.
Ready to Transfer Balances? Here’s How You Can Get Started:
- Complete a Balance Transfer Form, then fax it back to us at 860-627-4276 along with copies of the bills you are paying
- Visit our Branch in Enfield, Windsor Locks, Vernon or Clinton
- Call our Virtual Branch at 860.627.4200
Don’t wait—take control of your finances starting September 1st, 2026! This exclusive offer ends November 30th, 2026.
*APR = Annual Percentage Rate. APR for balance transfers and cash advances will have a special rate of 0.99% for 12 months (statement cycles) for all cardholders, and all retail purchases for new cardholders. After that your APR will be a variable rate, currently 13.20% to 18.00%, and is determined by a combination of the Prime Rate which may vary and is listed in The Wall Street Journal) added to a margin. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. 360 Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with high APRs prior to balances with low APRs. Transfers must be made by November 30th, 2026. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, and is subject to credit availability. In no event will the annual percentage rate applicable to your account exceed 18%. You may only transfer what credit you have available. Refer to your account statement for available credit. Special rate not valid for 360FCU Business Visa Credit Cards. Offer valid from 9/1/2026 – 11/30/2026. Subject to Credit approval. Membership eligibility required.
