CashBack Checking

 

 

Earn up to $10 cash back each month!1

  • Earn up to 2.00% cash back a month on your first $500 in purchases when using your Visa® debit card in qualified transactions1   
  • ATM fee refunds up to $20 per qualification cycle2

 

Open a Checking account today

 

Your CashBack Checking Also Includes:

  • Free Visa® Debit Card
  • Mobile wallet for simple and secure payments using Apple Pay®, Google Pay™, and Samsung Pay®
  • Overdraft Protection options – learn how to protect your checking account from being overdrawn
  • eStatements

Monthly Qualifications for CashBack3

Don’t meet the monthly qualifications? No worries, there are no penalties or monthly service fees.

The following qualifications must be met per qualification cycle in order to earn the reward and fee refunds.5

  • Minimum of twelve (12) Visa® debit card purchases must post and clear
  • Minimum of one (1) direct deposit or ACH automatic debit or bill pay
  • Receive eStatements

 

Disclosures

1) CashBack Checking earn 2% cashback on purchases up to $500.00 (up to $10.00 cash back) on point of sale transactions when you use your Visa Debit Card and qualifications are met. Excluding returns and ATM transactions. No minimum balance required to earn cash back rewards. No monthly service fee. Available to personal accounts only. Maximum of two (2) CashBack Checking accounts per social security number. No monthly service fee. Maximum of two (2) CashBack Checking accounts per social security number. Available to personal accounts only.

2)ATM fee refunds up to $20 are provided only if qualifications are met within qualification cycle. Only ATM transactions posted to your CashBack Checking and cleared during the qualification cycle are refundable. EX: if the member were to make an ATM withdrawal on Jan 31 and is charged a fee, it would be reflected in the Feb qualification period. ATM fees up to $20 will be refunded (if qualifications are met) in the qualification period in which they were made. ATM fees will be reimbursed up to a maximum of $4.99 per individual transaction.

3) Qualifying transactions for each statement cycle must clear by the second to the last business day of the month. All qualification transactions must be posted to the account and cleared during the qualification cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. Debit card transactions must be point-of-sale transactions. ATM-processed transactions do not count towards qualifying debit card transactions. In order for a Visa debit card purchase to count for the month, it must have posted and cleared during the qualification cycle.

Google, Google Pay and the Google Logo are trademarks of Google LLC.

Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

The minimum iOS versions supported are iOS 17*, iPadOS 17*; the minimum Android version supported is 12.0**

* Apple devices that support a maximum OS of iOS 15/iPadOS 15 or iOS 16/iPadOS 16 will continue to be able to download apps from the app store. Any defects that are exclusive to iOS 15/iPadOS 15, iOS 16/iPadOS 16 OS and/or devices that only support OS versions below iOS 17 will not be addressed.

** Android devices that support a maximum OS of Android 11 will continue to be able to download apps from Google Play. Any defects that are exclusive to Android 11 and/or devices that only support OS versions below Android 12 will not be addressed.