CashBack Checking

 

Earn $10 cash back each month!1

  • Earn 2.00% cash back a month on your first $500 in purchases when using your Visa® debit card in qualified transactions1   
  • ATM fee refunds up to $20 per qualification cycle2

 

Open a Checking account today

 

Learn More About Our Free Checking Accounts

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Checking Account Protection Options – learn how to protect your checking account from being overdrawn.

 

Monthly Qualifications for CashBack3

Don’t meet the monthly qualifications? No worries, there are no penalties or monthly service fees.

The following qualifications must be met per qualification cycle in order to earn the reward and fee refunds.5

  • Minimum of twelve (12) Visa® debit card purchases must post and clear
  • Minimum of one (1) direct deposit or ACH automatic debit or bill pay 
  • Receive eStatements

 

 2020 CashBack Checking Qualification Periods

Month

Next to Last Business Day

Last Business Day

Qualification Period

January

Jan 30

Jan 31

Dec 31 – Jan 30

February

Feb 27

Feb 28

Jan 31 – Feb 27

March

Mar 30

Mar 31

Feb 28 – Mar 30

April

Apr 29

Apr 30

Mar 31 – Apr 29

May

May 28

May 29

Apr 30 – May 28

June

Jun 27

Jun 30

May 29 – Jun 29

July

Jul 29

Jul 31

Jun 30 – Jul 30

August

Aug 28

Aug 31

Jul 31 – Aug 28

September

Sep 29

Sep 30

Aug 29 – Sep 29

October

Oct 29

Oct 30

Sep 30 – Oct 29

November

Nov 27

Nov 30

Oct 30 – Nov 27

December

Dec 30

Dec 31

Nov 28 – Dec 30

 

Disclosures

1) CashBack Checking earn 2% cashback on purchases up to $500.00 (up to $10.00 cash back) on point of sale transactions when you use your Visa Debit Card and qualifications are met. Excluding returns and ATM transactions. No minimum balance required to earn cash back rewards. No monthly service fee. Available to personal accounts only. Maximum of two (2) CashBack Checking accounts per social security number. No monthly service fee. Maximum of two (2) CashBack Checking accounts per social security number. Available to personal accounts only.

2)ATM fee refunds up to $20 are provided only if qualifications are met within qualification cycle. Only ATM transactions posted to your CashBack Checking and cleared during the qualification cycle are refundable. EX: if the member were to make an ATM withdrawal on Jan 31 and is charged a fee, it would be reflected in the Feb qualification period. ATM fees up to $20 will be refunded (if qualifications are met) in the qualification period in which they were made. ATM fees will be reimbursed up to a maximum of $4.99 per individual transaction.

3) Qualifying transactions for each statement cycle must clear by the second to the last business day of the month. All qualification transactions must be posted to the account and cleared during the qualification cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. Debit card transactions must be point-of-sale transactions. ATM-processed transactions do not count towards qualifying debit card transactions. In order for a Visa debit card purchase to count for the month, it must have posted and cleared during the qualification cycle.