CashBack Checking
Earn $10 cash back each month!1
- Earn 2.00% cash back a month on your first $500 in purchases when using your Visa® debit card in qualified transactions1
- ATM fee refunds up to $20 per qualification cycle2
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Checking Account Protection Options – learn how to protect your checking account from being overdrawn.
Monthly Qualifications for CashBack3
Don’t meet the monthly qualifications? No worries, there are no penalties or monthly service fees.
The following qualifications must be met per qualification cycle in order to earn the reward and fee refunds.5
- Minimum of twelve (12) Visa® debit card purchases must post and clear
- Minimum of one (1) direct deposit or ACH automatic debit or bill pay
- Receive eStatements
2020 CashBack Checking Qualification Periods
Month |
Next to Last Business Day |
Last Business Day |
Qualification Period |
January |
Jan 30 |
Jan 31 |
Dec 31 – Jan 30 |
February |
Feb 27 |
Feb 28 |
Jan 31 – Feb 27 |
March |
Mar 30 |
Mar 31 |
Feb 28 – Mar 30 |
April |
Apr 29 |
Apr 30 |
Mar 31 – Apr 29 |
May |
May 28 |
May 29 |
Apr 30 – May 28 |
June |
Jun 27 |
Jun 30 |
May 29 – Jun 29 |
July |
Jul 29 |
Jul 31 |
Jun 30 – Jul 30 |
August |
Aug 28 |
Aug 31 |
Jul 31 – Aug 28 |
September |
Sep 29 |
Sep 30 |
Aug 29 – Sep 29 |
October |
Oct 29 |
Oct 30 |
Sep 30 – Oct 29 |
November |
Nov 27 |
Nov 30 |
Oct 30 – Nov 27 |
December |
Dec 30 |
Dec 31 |
Nov 28 – Dec 30 |
Disclosures
1) CashBack Checking earn 2% cashback on purchases up to $500.00 (up to $10.00 cash back) on point of sale transactions when you use your Visa Debit Card and qualifications are met. Excluding returns and ATM transactions. No minimum balance required to earn cash back rewards. No monthly service fee. Available to personal accounts only. Maximum of two (2) CashBack Checking accounts per social security number. No monthly service fee. Maximum of two (2) CashBack Checking accounts per social security number. Available to personal accounts only.
2)ATM fee refunds up to $20 are provided only if qualifications are met within qualification cycle. Only ATM transactions posted to your CashBack Checking and cleared during the qualification cycle are refundable. EX: if the member were to make an ATM withdrawal on Jan 31 and is charged a fee, it would be reflected in the Feb qualification period. ATM fees up to $20 will be refunded (if qualifications are met) in the qualification period in which they were made. ATM fees will be reimbursed up to a maximum of $4.99 per individual transaction.
3) Qualifying transactions for each statement cycle must clear by the second to the last business day of the month. All qualification transactions must be posted to the account and cleared during the qualification cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. Debit card transactions must be point-of-sale transactions. ATM-processed transactions do not count towards qualifying debit card transactions. In order for a Visa debit card purchase to count for the month, it must have posted and cleared during the qualification cycle.