Debt Protection

Safeguard your loan in times of uncertainty

Life is unpredictable. You may worry about unexpected real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, accidental death, disability or involuntary unemployment.

With Debt Protection, your loan balance or monthly loan payments will be canceled without penalty or added interest.

You benefit from the peace of mind knowing you and your credit rating are protected.


There are eligibility requirements, conditions and exclusions that apply to this program. Please ask our loan representative for a copy of the Debt Protection Agreement, which provides additional details and answers to the most frequently asked questions.


Debt Protection is available for:
Short Term Plans – Closed-end consumer and home equity loans with a term of less than 120 months.

Long Term Plans – Closed-end home equity loans (i.e., second mortgages) that are 120 months or greater; home equity line of credit plans.

Cancel any time

You may cancel Debt Protection at any time. If you do so within the first 30 days, we will refund any fees already paid.

A benefit for you

We’ve designed our Debt Protection program to fit the times we live in today. More than ever, we all worry about things that might happen tomorrow. Debt Protection provides an important sense of financial security – knowing your loan will not become a burden to you in times of hardship.

Please consult with one of our representatives to discuss our Debt Protection program in more detail.